--- title: Useful Financial Insight & Strategy description: Helping high-income households insure retirement.
We break down complicated ideas into useful information and actionable plans. --- [Skip to the main content.](https://calyxwealth.com/blog/page/1#main-content) - [CLIENT LOGINS](https://calyxwealth.com/login) [![Calyx Web Logo](https://calyxwealth.com/hs-fs/hubfs/CALYX%20Website/Calyx%20Web%20Logo.png?width=1954&height=487&name=Calyx%20Web%20Logo.png "Calyx Web Logo")](https://www.calyxwealth.com) [![Calyx Web Logo white-1](https://calyxwealth.com/hs-fs/hubfs/CALYX%20Website/Calyx%20Web%20Logo%20white-1.png?width=106&height=86&name=Calyx%20Web%20Logo%20white-1.png "Calyx Web Logo white-1")](https://www.calyxwealth.com) - [Build](https://calyxwealth.com/investing) - [Grow](https://calyxwealth.com/coaching) - [Protect](https://www.calyxwealth.com/executive-benefits) - [About](https://calyxwealth.com/about) [![Contact Us](https://no-cache.hubspot.com/cta/default/8430272/67584b1f-e02f-4c87-b75e-af9c2a567b8a.png)](https://cta-redirect.hubspot.com/cta/redirect/8430272/67584b1f-e02f-4c87-b75e-af9c2a567b8a) Toggle Menu Toggle Menu [![Contact Us](https://no-cache.hubspot.com/cta/default/8430272/67584b1f-e02f-4c87-b75e-af9c2a567b8a.png)](https://cta-redirect.hubspot.com/cta/redirect/8430272/67584b1f-e02f-4c87-b75e-af9c2a567b8a) - [Build](https://calyxwealth.com/investing) - [Grow](https://calyxwealth.com/coaching) - [Protect](https://www.calyxwealth.com/executive-benefits) - [About](https://calyxwealth.com/about) # Insuring your retirement #### Helping high-income households insure retirement. We breakdown complicated ideas into useful information ad actionable plans. Filter by Tag Show All Executives Indexed Universal Life Investing Market Updates Retirement ##### Sign Up Today [![](https://calyxwealth.com/hs-fs/hubfs/Executive%20Compensation.jpg?width=724&height=483&name=Executive%20Compensation.jpg)](https://calyxwealth.com/blog/stock-based-compensation-and-an-attractive-alternative) 4 min read #### [Stock-Based Compensation and an Attractive Alternative](https://calyxwealth.com/blog/stock-based-compensation-and-an-attractive-alternative) ![Picture of Kyle Carlton](https://app.hubspot.com/settings/avatar/1b84420d7ca7ffe3b78de03c2d10c848) [Kyle Carlton:](https://calyxwealth.com/blog/author/kyle-carlton) Sep 10, 2022 6:00:00 AM There have not been any meaningful new developments in executive compensation since the 1970s, and current plans only attribute to minor single-digit improvements for both the business and the executive. Compensating management with equity is to... [Executives](https://calyxwealth.com/blog/tag/executives) [Read More](https://calyxwealth.com/blog/stock-based-compensation-and-an-attractive-alternative) [![](https://calyxwealth.com/hs-fs/hubfs/The%20National%20Debt%2c%20Future%20Tax%20Rates%2c%20and%20Capital%20Allocation.png?width=727&height=484&name=The%20National%20Debt%2c%20Future%20Tax%20Rates%2c%20and%20Capital%20Allocation.png)](https://calyxwealth.com/blog/the-national-debt-future-tax-rates-and-capital-allocation) 4 min read #### [The National Debt, Future Tax Rates, and Capital Allocation](https://calyxwealth.com/blog/the-national-debt-future-tax-rates-and-capital-allocation) ![Picture of Kyle Carlton](https://app.hubspot.com/settings/avatar/1b84420d7ca7ffe3b78de03c2d10c848) [Kyle Carlton](https://calyxwealth.com/blog/author/kyle-carlton): Sep 6, 2022 5:00:00 AM What is a sovereign debt crisis? A sovereign debt crisis occurs when a country is unable to pay its bills. But this doesn't happen overnight—there... [Retirement](https://calyxwealth.com/blog/tag/retirement) [Read More](https://calyxwealth.com/blog/the-national-debt-future-tax-rates-and-capital-allocation) [![](https://calyxwealth.com/hs-fs/hubfs/Focused%20Investing.jpg?width=788&height=443&name=Focused%20Investing.jpg)](https://calyxwealth.com/blog/what-is-focused-investing) 4 min read #### [What Is Focused Investing?](https://calyxwealth.com/blog/what-is-focused-investing) ![Picture of Kyle Carlton](https://app.hubspot.com/settings/avatar/1b84420d7ca7ffe3b78de03c2d10c848) [Kyle Carlton](https://calyxwealth.com/blog/author/kyle-carlton): Aug 30, 2022 5:15:00 AM There was a time when many investors stopped paying attention to the market, choosing to ignore everything. This period was from 1966 to 1982, when... [Investing](https://calyxwealth.com/blog/tag/investing) [Read More](https://calyxwealth.com/blog/what-is-focused-investing) [![What is indexed universal life?](https://calyxwealth.com/hs-fs/hubfs/What%20is%20Indexed%20Universal%20Life.jpg?width=724&height=483&name=What%20is%20Indexed%20Universal%20Life.jpg)](https://calyxwealth.com/blog/what-is-indexed-universal-life) 6 min read #### [What Is Indexed Universal Life?](https://calyxwealth.com/blog/what-is-indexed-universal-life) ![Picture of Kyle Carlton](https://app.hubspot.com/settings/avatar/1b84420d7ca7ffe3b78de03c2d10c848) [Kyle Carlton](https://calyxwealth.com/blog/author/kyle-carlton): Jun 22, 2022 3:50:59 PM Over the last several years, sales have dramatically increased for indexed universal life (IUL); this is both good and bad. [Indexed Universal Life](https://calyxwealth.com/blog/tag/indexed-universal-life) [Read More](https://calyxwealth.com/blog/what-is-indexed-universal-life) [![New Home Sales Rolling Over](https://calyxwealth.com/hs-fs/hubfs/iStock-1339637098.jpg?width=724&height=483&name=iStock-1339637098.jpg)](https://calyxwealth.com/blog/new-home-sales-rolling-over) 2 min read #### [New Home Sales Rolling Over](https://calyxwealth.com/blog/new-home-sales-rolling-over) ![Picture of Joe Maas, CFA, CFP®, CLU®, ChFC, MSFS, CCIM™, CVA, ABAR, CM&AA](https://calyxwealth.com/hs-fs/hubfs/Joe%20Maas.png?width=30&name=Joe%20Maas.png) [Joe Maas, CFA, CFP®, CLU®, ChFC, MSFS, CCIM™, CVA, ABAR, CM&AA](https://calyxwealth.com/blog/author/joe-maas): May 26, 2022 6:15:00 PM On Tuesday of this week, the National Association of Home Builders reported April 2022 new home sales were down for a fourth straight month, falling... [Market Updates](https://calyxwealth.com/blog/tag/market-updates) [Read More](https://calyxwealth.com/blog/new-home-sales-rolling-over) [![April's Showers & Disappointments](https://calyxwealth.com/hs-fs/hubfs/Rain_April%20Showers.jpg?width=724&height=483&name=Rain_April%20Showers.jpg)](https://calyxwealth.com/blog/aprils-showers-disappointments) 16 min read #### [April's Showers & Disappointments](https://calyxwealth.com/blog/aprils-showers-disappointments) ![Picture of Joe Maas, CFA, CFP®, CLU®, ChFC, MSFS, CCIM™, CVA, ABAR, CM&AA](https://calyxwealth.com/hs-fs/hubfs/Joe%20Maas.png?width=30&name=Joe%20Maas.png) [Joe Maas, CFA, CFP®, CLU®, ChFC, MSFS, CCIM™, CVA, ABAR, CM&AA](https://calyxwealth.com/blog/author/joe-maas): May 5, 2022 2:30:00 PM Market performance at the end of April did not produce the bounty of flowers expected by the popular refrain; rather, April’s showers continued to... [Market Updates](https://calyxwealth.com/blog/tag/market-updates) [Read More](https://calyxwealth.com/blog/aprils-showers-disappointments) [![](https://calyxwealth.com/hs-fs/hubfs/Signal%20vs%20Noise.jpg?width=788&height=443&name=Signal%20vs%20Noise.jpg)](https://calyxwealth.com/blog/signal-vs-noise) 17 min read #### [Signal vs. Noise](https://calyxwealth.com/blog/signal-vs-noise) ![Picture of Joe Maas, CFA, CFP®, CLU®, ChFC, MSFS, CCIM™, CVA, ABAR, CM&AA](https://calyxwealth.com/hs-fs/hubfs/Joe%20Maas.png?width=30&name=Joe%20Maas.png) [Joe Maas, CFA, CFP®, CLU®, ChFC, MSFS, CCIM™, CVA, ABAR, CM&AA](https://calyxwealth.com/blog/author/joe-maas): Apr 6, 2022 12:05:56 PM The major domestic market indices all finished March on the upside but are showing YTD losses as they have not yet regained lost ground since... [Market Updates](https://calyxwealth.com/blog/tag/market-updates) [Read More](https://calyxwealth.com/blog/signal-vs-noise) [![](https://calyxwealth.com/hs-fs/hubfs/Ukraine%20People.jpg?width=788&height=443&name=Ukraine%20People.jpg)](https://calyxwealth.com/blog/markets-russia-ukraine) 20 min read #### [Markets, Russia & Ukraine](https://calyxwealth.com/blog/markets-russia-ukraine) ![Picture of Joe Maas, CFA, CFP®, CLU®, ChFC, MSFS, CCIM™, CVA, ABAR, CM&AA](https://calyxwealth.com/hs-fs/hubfs/Joe%20Maas.png?width=30&name=Joe%20Maas.png) [Joe Maas, CFA, CFP®, CLU®, ChFC, MSFS, CCIM™, CVA, ABAR, CM&AA](https://calyxwealth.com/blog/author/joe-maas): Mar 21, 2022 12:55:51 PM As February ends and March begins, the world's attention is consumed by the Kremlin's aggression against the people of Ukraine. [Market Updates](https://calyxwealth.com/blog/tag/market-updates) [Read More](https://calyxwealth.com/blog/markets-russia-ukraine) [![](https://calyxwealth.com/hs-fs/hubfs/Stagflation_Portfolio%20Managers%20Thoughts.jpg?width=754&height=464&name=Stagflation_Portfolio%20Managers%20Thoughts.jpg)](https://calyxwealth.com/blog/stagflation-job-market-and-credit-realities) 3 min read #### [Stagflation, Job Market Optimism & Credit Realities](https://calyxwealth.com/blog/stagflation-job-market-and-credit-realities) ![Picture of Joe Maas, CFA, CFP®, CLU®, ChFC, MSFS, CCIM™, CVA, ABAR, CM&AA](https://calyxwealth.com/hs-fs/hubfs/Joe%20Maas.png?width=30&name=Joe%20Maas.png) [Joe Maas, CFA, CFP®, CLU®, ChFC, MSFS, CCIM™, CVA, ABAR, CM&AA](https://calyxwealth.com/blog/author/joe-maas): Mar 10, 2022 2:59:22 PM Job market optimism collides with credit market realities. [Market Updates](https://calyxwealth.com/blog/tag/market-updates) [Read More](https://calyxwealth.com/blog/stagflation-job-market-and-credit-realities) [![](https://calyxwealth.com/hs-fs/hubfs/Core%20Personal%20Consumption%20Expenditures_Carlton%20Wealth.jpg?width=724&height=483&name=Core%20Personal%20Consumption%20Expenditures_Carlton%20Wealth.jpg)](https://calyxwealth.com/blog/the-feds-favorite-inflation-gauge) 2 min read #### [The Fed's Favorite Inflation Gauge](https://calyxwealth.com/blog/the-feds-favorite-inflation-gauge) ![Picture of Joe Maas, CFA, CFP®, CLU®, ChFC, MSFS, CCIM™, CVA, ABAR, CM&AA](https://calyxwealth.com/hs-fs/hubfs/Joe%20Maas.png?width=30&name=Joe%20Maas.png) [Joe Maas, CFA, CFP®, CLU®, ChFC, MSFS, CCIM™, CVA, ABAR, CM&AA](https://calyxwealth.com/blog/author/joe-maas): Feb 28, 2022 1:45:00 PM The Fed’s favorite inflation gauge notches a 4-decade high as core personal consumption expenditures (PCE) hit 5.21% in January 2022. [Market Updates](https://calyxwealth.com/blog/tag/market-updates) [Read More](https://calyxwealth.com/blog/the-feds-favorite-inflation-gauge) [1](https://calyxwealth.com/blog/page/1) [2](https://calyxwealth.com/blog/page/2) [3](https://calyxwealth.com/blog/page/3) [4](https://calyxwealth.com/blog/page/4) [Next](https://calyxwealth.com/blog/page/2) - [Disclosure](https://www.calyxwealth.com/disclosure) - [Privacy Policy](https://www.calyxwealth.com/privacy-policy) © 2026 Calyx Wealth