Insuring your retirement

Helping high-income households insure retirement. We breakdown complicated ideas into useful information ad actionable plans.

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4 min read

Stock-Based Compensation and an Attractive Alternative

There have not been any meaningful new developments in executive compensation since the 1970s, and current plans only attribute to minor single-digit improvements for both the business and the executive. Compensating management with equity is to...

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4 min read

The National Debt, Future Tax Rates, and Capital Allocation

What is a sovereign debt crisis? A sovereign debt crisis occurs when a country is unable to pay its bills. But this doesn't happen overnight—there...

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4 min read

What Is Focused Investing?

There was a time when many investors stopped paying attention to the market, choosing to ignore everything. This period was from 1966 to 1982, when...

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What is indexed universal life?

6 min read

What Is Indexed Universal Life?

Over the last several years, sales have dramatically increased for indexed universal life (IUL); this is both good and bad.

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New Home Sales Rolling Over

2 min read

New Home Sales Rolling Over

On Tuesday of this week, the National Association of Home Builders reported April 2022 new home sales were down for a fourth straight month, falling...

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April's Showers & Disappointments

16 min read

April's Showers & Disappointments

Market performance at the end of April did not produce the bounty of flowers expected by the popular refrain; rather, April’s showers continued to...

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17 min read

Signal vs. Noise

The major domestic market indices all finished March on the upside but are showing YTD losses as they have not yet regained lost ground since...

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20 min read

Markets, Russia & Ukraine

As February ends and March begins, the world's attention is consumed by the Kremlin's aggression against the people of Ukraine.

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3 min read

Stagflation, Job Market Optimism & Credit Realities

Job market optimism collides with credit market realities.

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2 min read

The Fed's Favorite Inflation Gauge

The Fed’s favorite inflation gauge notches a 4-decade high as core personal consumption expenditures (PCE) hit 5.21% in January 2022.

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